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Apple is in talks with banks in Brazil to launch Apple Pay
Apple is preparing to launch its payment system Apple Pay in South America – at the moment the company is in talks with banks in Brazil. It is reported by the Brazilian edition of Season Business citing informed sources.
Mobile payment system Apple Pay, announced in September last year, earned from October 20 in the US, and Apple has not said when the service will be available in other countries. According to unofficial data, the service works in some stores in Australia and Canada.
According to the source, the leading Brazilian banks are currently negotiating with Apple to launch Apple Pay in major retail chains of the country. With American corporation expressed their willingness to cooperate three financial institutions – Bank of Brazil, Bradesco and Itaú. However, sources said the newspaper, if Apple really dare to run Apple Pay in Brazil, none of the leading bank does not want to stay away. The first results of the system in the United States have shown that in the future the service will finally be able to convince people to make payments from your smartphone.
According to analyst firm ITG, in November 2014 the share of Apple Pay fell 1% of all electronic payments. The share of competing service Google Wallet had 4%, but the service has been operating since 2011, while Apple’s system at the time – a month and a half.
Apple Pay works in two ways: you can make purchases either through NFC technology by applying iPhone to a special point of sale terminals, or through the application of electronic purse Apple Pay. The first option is only available for users of iPhone or iPhone 6 6 Plus, while the e-wallet works for tablets iPad Air and iPad mini 2 3.
Authorization of payments is done by a fingerprint scanner Touch ID. The company takes a commission of 0.15% of the purchase price, or 15 cents per $ 100 payment.
With Apple Pay are three major exhaust system of plastic cards – Visa, MasterCard and American Express, approximately 220,000 real shops, popular applications. Until the end of 2015 the company plans to add to the list of partners has about 500 employees in the US banks.
Earlier it was reported that the UK could become the first country outside the United States, where it will be available for Apple Pay. This information is supported by the fact that another novelty of last year – the card Apple SIM – the company also initially launched in the USA and the UK.
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