In Russia may ban Apple Pay




Payment System Apple Pay may be prohibited for use in Russia. According to the B-Online , according to Russian law, Article 21 of the Federal Law “On the National Payment System”, participants of payment systems can be only those operators that are engaged in transactions of funds, professional participants of the securities market, government agencies, international financial companies and foreign banks. Because Apple is not a financial institution, it follows that it is not entitled to process and store financial personal data of Russian Internet users, including information on credit and debit cards.


In the United States the situation is slightly different. The company has already taken care of in advance to make your payment service legal.

Experts do not rule out the fact that, despite all this, Apple Pay payment system will be able to work in Russia, as many banks simply closed her eyes. The question is whether it will officials and deputies? More recently, the government wanted to completely abandon cooperation with international payment systems MasterCard and Visa. Now even developed its own payment system, which will be able in the future to replace the foreign ones. It is possible that this same fate befall American Apple Pay, with the proviso that the Americans once again want to receive any personal information from Russia.

It should be noted that the presentation of personal payment system Apple Pay held in conjunction with the presentation of the iPhone 6, iPhone 6 Plus and Apple Watch. The system uses a non-contact method of payment using the module NFC, which is built into the new device. Already signed several agreements with the services for the implementation of the payment system. But Russia’s Apple Pay ignored until, like Siri.

In most Apple is talking about it, that there is no reason to panic – the company has no access to the data in the system Apple Pay. But some have questioned this statement. While many Russian experts on information security scrutinize the new payment system, and how safe it is to use it, will be officially announced later.

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